Colorado Secure Savings Program ALL registration deadlines passed - act now to avoid penalties YOUR OPTIONS
CaliforniaThe CalSavers program has been enacted and fully implemented. Employers that have been in business for at least 2 years and have more than 5 employees are required to adopt the Auto-IRA, or implement their own qualified retirement savings plan.
ConnecticutThe Connecticut Retirement Security Program launched in early 2022, with a phased implementation through April 2023. Employers that have been in business for at least 2 years and have more than 5 employees are required to adopt the Auto-IRA, or implement a qualified retirement plan of their own.
IllinoisThe Illinois Secure Choice program has been enacted and been fully implemented. Employers that have been in business for at least 2 years and have more than 25 employees are required to adopt the Auto-IRA, or implement their own qualified retirement savings plan.
New JerseyThe New Jersey Secure Choice Savings Program was implemented in April 2022, with a 9 month grace period. It requires employers who have been in business for at least two years and have 25 or more employees to adopt the Auto-IRA, or implement their own qualified retirement savings plan.
New YorkThe New York State Secure Choice Savings Program has been enacted, with a phased implementation through 2022. It requires employers who have been in business for at least two years and have 10 or more employees to adopt the Auto-IRA, or implement their own qualified retirement savings plan.
OregonThe OregonSaves program has been enacted and fully implemented. Employers that have been in business for at least 2 years and have more than 5 employees are required to adopt the Auto-IRA, or implement their own qualified retirement savings plan.

Voluntary State-Sponsored Retirement Programs

MassachusettsThe Massachusetts Defined Contribution CORE Plan limited its state mandated retirement plans to nonprofit organizations with 20 or fewer employees.
VermontOffers a Multiple Employer Plan (MEP) that is available to any employer with less than 50 employees that does not currently offer a DC Plan.
WashingtonA virtual marketplace where qualified financial services firms offer low-cost retirement savings plans to businesses with less than 100  employees, including sole proprietors and self-employed individuals.